Wedding Insurance: Why You Need It| Katrina McCullum, Wedding Planner

You have car insurance, health insurance, home insurance…why not have insurance for a big investment of your wedding? Many things can happen during and up until the wedding day. Some things are beyond your control. imagesDepending on what region you reside you are faced with hurricanes, earthquakes, tornados, floods, etc. and that is just weather related issues.

-What if your vendor doesn’t show up?

-What if you have a death in the family?

– What if you or your spouse get very sick?

-What if your venue goes out of business before your wedding and you can’t retrieve your deposit?

-What if one of your vendors (such as  your photographer) doesn’t deliver the goods after your wedding is over

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-What if  your wedding dress is damaged or the grooms tux does not arrive?

Wedding insurance covers your investments and can reimburse expenses you have incurred. You can check to see what coverage your venue and  your vendors already have, but see if it covers you as well.

Go over your coverage in detail with your insurance agent to see what it will and will not cover. For instance your engagement ring won’t be covered or if either of you get cold feet and call off the wedding. Planning your wedding is a huge investment no matter what budget, make sure you have it covered.

Happy Planning

Quick Tip: Ladies First…{Name placement etiquette}

Well it is much easier then the pondering question of the chicken or the egg. Etiquette protocol indicates that the brides name proceeds the grooms on all material prior to the wedding…. Save the dates, invitations, programs, etc.

Once the couple are married and the bride takes her new husband’s name her name will follow his name.

Why do you ask? Well according to tradition the brides family pays for the wedding, therefore they are the host.

Wedding Etiquette:Thank You Notes

Writing thank you notes at the end of the wedding can be a tiring task but it is something that should be done within three months of your wedding. Your thank you notes should be handwritten and you should try to match your stationery to the theme of your wedding. During the wedding process once you start receiving gifts you should have some method of keeping track of gifts and who sent them. One great program that I give to my brides is the IDO software for couples. There are some free programs out there such as The Knot and similar websites. You can even create a spreadsheet on Excel.

Gifts that arrive prior to the wedding should receive their thank you notes first. Thank them for attending the wedding, don’t forget to mention the gift they sent. Don’t just say…”Thanks for the great gift.” that is not personal, and leads the guest to think you have no idea as to what they sent to you. Personalize each note.
You should also write thank you notes for guest that attended but did not bring a gift. Remember they still took the time out to come celebrate your wedding with you. You should also write a thank you to your vendors, especially for the vendors that went above and beyond. Vendors love receiving recognition for a job well done, and can put your notes into their testimonials. After all didn’t you want to see testimonials from prior brides before you booked that vendor.

You should write thank you notes for your engagement party within two to three weeks of the event. Thank you notes for gifts received prior to the wedding should be written as soon as possible but prior to the wedding. You have up to three months to write thank you notes for gifts received the day of your wedding. If you receive any gifts after they wedding they should be written as you receive them.

If you received a monetary gift or chose to do a honeymoon registry, share with your note what the gift was being used towards not the amount received. For instance if you used the money towards the saving for a home, or things purchased for the home, etc. Remember this is the last impression your guest receive of you as a new couple.